Call reports 2007
ROSE ROCK BANK — 2007
What ROSE ROCK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 392,028,000 | 410,743,000 | 402,912,000 |
| Total loans | 324,424,000 | 337,475,000 | 322,598,000 |
| Allowance for loan losses | 3,095,000 | 3,110,000 | 3,136,000 |
| Securities available for sale | 19,637,000 | 23,183,000 | 29,171,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 302,994,000 | 321,865,000 | 309,316,000 |
| Interest-bearing deposits | 284,589,000 | 264,410,000 | 253,639,000 |
| Noninterest-bearing deposits | 18,405,000 | 57,455,000 | 55,677,000 |
| Equity capital | 65,007,000 | 64,138,000 | 65,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 7,005,000 | 14,346,000 | 22,013,000 |
| Interest expense | 2,605,000 | 5,441,000 | 8,463,000 |
| Net interest income | 4,400,000 | 8,905,000 | 13,550,000 |
| Noninterest income | 394,000 | 750,000 | 1,132,000 |
| Noninterest expense | 3,090,000 | 6,295,000 | 9,699,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 |
| Pretax income | 1,701,000 | 3,357,000 | 4,980,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,701,000 | 3,357,000 | 4,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 40,964,000 | 40,724,000 | 42,975,000 |
| Total capital | 44,059,000 | 43,834,000 | 46,111,000 |
| Risk-weighted assets | 372,621,000 | 398,411,000 | 385,416,000 |