Call reports 2006
ROSE ROCK BANK — 2006
What ROSE ROCK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 406,730,000 | 391,697,000 | 393,417,000 | 406,365,000 |
| Total loans | 329,380,000 | 321,050,000 | 321,579,000 | 335,668,000 |
| Allowance for loan losses | 2,516,000 | 3,050,000 | 3,055,000 | 3,082,000 |
| Securities available for sale | 20,119,000 | 16,907,000 | 22,048,000 | 22,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,096,000 | 288,572,000 | 301,551,000 | 303,922,000 |
| Interest-bearing deposits | 274,725,000 | 272,109,000 | 286,349,000 | 286,383,000 |
| Noninterest-bearing deposits | 21,371,000 | 16,463,000 | 15,202,000 | 17,539,000 |
| Equity capital | 68,070,000 | 69,587,000 | 71,843,000 | 73,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,828,000 | 13,687,000 | 21,038,000 | 28,219,000 |
| Interest expense | 2,257,000 | 4,517,000 | 7,052,000 | 9,602,000 |
| Net interest income | 4,571,000 | 9,170,000 | 13,986,000 | 18,617,000 |
| Noninterest income | 414,000 | 820,000 | 1,239,000 | 1,651,000 |
| Noninterest expense | 2,821,000 | 5,784,000 | 8,731,000 | 11,689,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,098,000 | 1,098,000 |
| Pretax income | 1,639,000 | 3,156,000 | 5,396,000 | 7,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,639,000 | 3,156,000 | 5,396,000 | 7,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,558,000 | 43,691,000 | 46,546,000 | 49,248,000 |
| Total capital | 44,075,000 | 46,741,000 | 49,601,000 | 52,330,000 |
| Risk-weighted assets | 359,966,000 | 356,221,000 | 354,511,000 | 372,461,000 |