Call reports 2020
OMNIBANK — 2020
What OMNIBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,017,000 | 53,895,000 | 52,675,000 | 53,784,000 |
| Total loans | 30,333,000 | 31,867,000 | 31,293,000 | 30,834,000 |
| Allowance for loan losses | 373,000 | 375,000 | 375,000 | 383,000 |
| Securities available for sale | 4,274,000 | 3,766,000 | 3,253,000 | 2,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,234,000 | 49,050,000 | 47,630,000 | 48,750,000 |
| Interest-bearing deposits | 29,890,000 | 32,079,000 | 30,218,000 | 30,783,000 |
| Noninterest-bearing deposits | 13,345,000 | 16,971,000 | 17,413,000 | 17,967,000 |
| Equity capital | 4,742,000 | 4,807,000 | 4,828,000 | 4,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 925,000 | 1,385,000 | 1,810,000 |
| Interest expense | 28,000 | 56,000 | 80,000 | 100,000 |
| Net interest income | 459,000 | 869,000 | 1,305,000 | 1,710,000 |
| Noninterest income | -93,000 | -82,000 | -43,000 | 25,000 |
| Noninterest expense | 466,000 | 802,000 | 1,266,000 | 1,700,000 |
| Provision for loan losses | -139,000 | -138,000 | -138,000 | -138,000 |
| Pretax income | 39,000 | 123,000 | 135,000 | 174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 123,000 | 135,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,385,000 | 4,472,000 | 4,481,000 | 4,520,000 |
| Total capital | 4,758,000 | 4,847,000 | 4,856,000 | 4,903,000 |
| Risk-weighted assets | 30,344,000 | 32,217,000 | 31,492,000 | 30,670,000 |