Call reports 2016
OMNIBANK — 2016
What OMNIBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,781,000 | 46,561,000 | 48,444,000 | 48,573,000 |
| Total loans | 28,729,000 | 27,966,000 | 28,798,000 | 28,909,000 |
| Allowance for loan losses | 562,000 | 570,000 | 379,000 | 279,000 |
| Securities available for sale | 7,676,000 | 7,492,000 | 7,265,000 | 6,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,098,000 | 40,801,000 | 42,429,000 | 43,203,000 |
| Interest-bearing deposits | 30,795,000 | 30,167,000 | 31,195,000 | 30,800,000 |
| Noninterest-bearing deposits | 10,303,000 | 10,633,000 | 11,234,000 | 12,404,000 |
| Equity capital | 5,493,000 | 5,539,000 | 5,641,000 | 5,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 979,000 | 1,400,000 | 1,827,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 105,000 |
| Net interest income | 470,000 | 926,000 | 1,321,000 | 1,722,000 |
| Noninterest income | 81,000 | 112,000 | 151,000 | 161,000 |
| Noninterest expense | 547,000 | 1,059,000 | 1,603,000 | 2,178,000 |
| Provision for loan losses | 0 | 0 | -175,000 | 25,000 |
| Pretax income | 18,000 | -7,000 | 58,000 | -306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | -7,000 | 58,000 | -306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,387,000 | 5,362,000 | 5,428,000 | 5,128,000 |
| Total capital | 5,734,000 | 5,705,000 | 5,779,000 | 5,407,000 |
| Risk-weighted assets | 27,505,000 | 27,225,000 | 28,120,000 | 27,551,000 |