Call reports 2015
OMNIBANK — 2015
What OMNIBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,029,000 | 46,630,000 | 47,123,000 | 47,609,000 |
| Total loans | 25,820,000 | 26,167,000 | 28,388,000 | 29,502,000 |
| Allowance for loan losses | 737,000 | 432,000 | 447,000 | 445,000 |
| Securities available for sale | 7,749,000 | 8,437,000 | 8,218,000 | 7,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,468,000 | 40,733,000 | 41,224,000 | 41,876,000 |
| Interest-bearing deposits | 31,979,000 | 30,955,000 | 31,365,000 | 31,157,000 |
| Noninterest-bearing deposits | 10,488,000 | 9,778,000 | 9,859,000 | 10,719,000 |
| Equity capital | 5,346,000 | 5,654,000 | 5,619,000 | 5,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 860,000 | 1,341,000 | 1,781,000 |
| Interest expense | 31,000 | 62,000 | 91,000 | 119,000 |
| Net interest income | 399,000 | 798,000 | 1,250,000 | 1,662,000 |
| Noninterest income | 150,000 | 277,000 | 314,000 | 349,000 |
| Noninterest expense | 675,000 | 1,138,000 | 1,726,000 | 2,303,000 |
| Provision for loan losses | 0 | -320,000 | -320,000 | -320,000 |
| Pretax income | -94,000 | 289,000 | 206,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | 289,000 | 206,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,200,000 | 5,582,000 | 5,500,000 | 5,369,000 |
| Total capital | 5,552,000 | 5,940,000 | 5,856,000 | 5,728,000 |
| Risk-weighted assets | 27,936,000 | 28,597,000 | 28,361,000 | 28,657,000 |