Call reports 2014
OMNIBANK — 2014
What OMNIBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,131,000 | 48,241,000 | 47,827,000 | 49,092,000 |
| Total loans | 27,265,000 | 26,758,000 | 27,216,000 | 26,137,000 |
| Allowance for loan losses | 709,000 | 736,000 | 722,000 | 718,000 |
| Securities available for sale | 8,647,000 | 8,501,000 | 8,159,000 | 7,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,430,000 | 42,517,000 | 42,181,000 | 43,648,000 |
| Interest-bearing deposits | 32,471,000 | 32,513,000 | 32,739,000 | 33,011,000 |
| Noninterest-bearing deposits | 10,959,000 | 10,004,000 | 9,442,000 | 10,638,000 |
| Equity capital | 5,448,000 | 5,444,000 | 5,347,000 | 5,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 925,000 | 1,397,000 | 1,866,000 |
| Interest expense | 35,000 | 72,000 | 107,000 | 139,000 |
| Net interest income | 421,000 | 853,000 | 1,290,000 | 1,727,000 |
| Noninterest income | 46,000 | 77,000 | 107,000 | 140,000 |
| Noninterest expense | 600,000 | 1,176,000 | 1,709,000 | 2,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -135,000 | -248,000 | -314,000 | -409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -135,000 | -248,000 | -314,000 | -409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,463,000 | 5,348,000 | 5,287,000 | 5,188,000 |
| Total capital | 5,850,000 | 5,722,000 | 5,663,000 | 5,552,000 |
| Risk-weighted assets | 30,616,000 | 29,510,000 | 29,873,000 | 28,739,000 |