Call reports 2013
OMNIBANK — 2013
What OMNIBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,514,000 | 47,409,000 | 47,999,000 | 47,480,000 |
| Total loans | 31,018,000 | 30,774,000 | 26,952,000 | 26,797,000 |
| Allowance for loan losses | 1,460,000 | 1,452,000 | 678,000 | 702,000 |
| Securities available for sale | 2,642,000 | 2,926,000 | 9,128,000 | 8,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,947,000 | 42,013,000 | 41,768,000 | 41,725,000 |
| Interest-bearing deposits | 32,576,000 | 32,270,000 | 31,936,000 | 31,905,000 |
| Noninterest-bearing deposits | 10,371,000 | 9,743,000 | 9,832,000 | 9,820,000 |
| Equity capital | 5,327,000 | 5,070,000 | 5,831,000 | 5,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,064,000 | 1,633,000 | 2,101,000 |
| Interest expense | 43,000 | 85,000 | 126,000 | 165,000 |
| Net interest income | 530,000 | 979,000 | 1,507,000 | 1,936,000 |
| Noninterest income | 41,000 | 67,000 | 71,000 | 43,000 |
| Noninterest expense | 720,000 | 1,349,000 | 1,942,000 | 2,559,000 |
| Provision for loan losses | 0 | 0 | -770,000 | -770,000 |
| Pretax income | -149,000 | -303,000 | 406,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -149,000 | -303,000 | 406,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,247,000 | 5,093,000 | 5,801,000 | 5,597,000 |
| Total capital | 5,689,000 | 5,525,000 | 6,202,000 | 5,984,000 |
| Risk-weighted assets | 34,326,000 | 33,567,000 | 31,816,000 | 30,648,000 |