Call reports 2012
OMNIBANK — 2012
What OMNIBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,083,000 | 73,101,000 | 69,267,000 | 50,108,000 |
| Total loans | 44,735,000 | 43,523,000 | 40,839,000 | 32,560,000 |
| Allowance for loan losses | 1,866,000 | 1,587,000 | 1,545,000 | 1,475,000 |
| Securities available for sale | 3,689,000 | 3,693,000 | 3,677,000 | 2,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,554,000 | 66,649,000 | 63,015,000 | 44,139,000 |
| Interest-bearing deposits | 53,458,000 | 51,709,000 | 48,981,000 | 33,492,000 |
| Noninterest-bearing deposits | 15,096,000 | 14,940,000 | 14,034,000 | 10,646,000 |
| Equity capital | 6,113,000 | 6,064,000 | 5,873,000 | 5,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,410,000 | 2,060,000 | 2,587,000 |
| Interest expense | 92,000 | 175,000 | 255,000 | 323,000 |
| Net interest income | 654,000 | 1,235,000 | 1,805,000 | 2,264,000 |
| Noninterest income | -44,000 | 9,000 | 211,000 | 309,000 |
| Noninterest expense | 1,071,000 | 2,038,000 | 2,994,000 | 3,932,000 |
| Provision for loan losses | 130,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | -591,000 | -939,000 | -1,123,000 | -1,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -591,000 | -939,000 | -1,123,000 | -1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,023,000 | 5,960,000 | 5,776,000 | 5,395,000 |
| Total capital | 6,641,000 | 6,559,000 | 6,340,000 | 5,855,000 |
| Risk-weighted assets | 48,174,000 | 46,966,000 | 44,157,000 | 35,784,000 |