Call reports 2011
OMNIBANK — 2011
What OMNIBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,366,000 | 78,150,000 | 78,040,000 | 76,437,000 |
| Total loans | 60,153,000 | 56,216,000 | 50,867,000 | 47,543,000 |
| Allowance for loan losses | 782,000 | 1,704,000 | 1,673,000 | 1,947,000 |
| Securities available for sale | 4,152,000 | 4,209,000 | 3,712,000 | 3,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,555,000 | 71,714,000 | 71,598,000 | 69,835,000 |
| Interest-bearing deposits | 64,719,000 | 55,654,000 | 56,102,000 | 55,732,000 |
| Noninterest-bearing deposits | 16,836,000 | 16,060,000 | 15,496,000 | 14,103,000 |
| Equity capital | 6,545,000 | 6,111,000 | 5,953,000 | 6,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,897,000 | 2,779,000 | 3,589,000 |
| Interest expense | 159,000 | 305,000 | 431,000 | 542,000 |
| Net interest income | 828,000 | 1,592,000 | 2,348,000 | 3,047,000 |
| Noninterest income | 80,000 | 140,000 | 240,000 | -2,000 |
| Noninterest expense | 1,165,000 | 2,309,000 | 3,534,000 | 4,515,000 |
| Provision for loan losses | 450,000 | 3,680,000 | 3,680,000 | 4,019,000 |
| Pretax income | -707,000 | -4,257,000 | -4,626,000 | -5,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -707,000 | -4,257,000 | -4,626,000 | -5,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,585,000 | 6,030,000 | 5,860,000 | 6,162,000 |
| Total capital | 7,341,000 | 6,769,000 | 6,552,000 | 6,815,000 |
| Risk-weighted assets | 60,478,000 | 58,189,000 | 54,372,000 | 50,986,000 |