Call reports 2010
OMNIBANK — 2010
What OMNIBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,657,000 | 81,921,000 | 82,925,000 | 85,486,000 |
| Total loans | 64,273,000 | 65,975,000 | 62,549,000 | 62,788,000 |
| Allowance for loan losses | 1,018,000 | 976,000 | 906,000 | 854,000 |
| Securities available for sale | 262,000 | 5,259,000 | 4,760,000 | 4,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,624,000 | 73,944,000 | 75,231,000 | 77,995,000 |
| Interest-bearing deposits | 57,891,000 | 61,088,000 | 61,729,000 | 63,431,000 |
| Noninterest-bearing deposits | 12,733,000 | 12,856,000 | 13,502,000 | 14,564,000 |
| Equity capital | 7,790,000 | 7,708,000 | 7,376,000 | 7,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,279,000 | 3,362,000 | 4,483,000 |
| Interest expense | 182,000 | 363,000 | 533,000 | 698,000 |
| Net interest income | 916,000 | 1,916,000 | 2,829,000 | 3,785,000 |
| Noninterest income | 105,000 | 178,000 | 247,000 | 208,000 |
| Noninterest expense | 1,092,000 | 2,257,000 | 3,591,000 | 4,464,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | -71,000 | -163,000 | -515,000 | -571,000 |
| Income tax | -1,000 | -1,000 | -1,000 | -1,000 |
| Net income | -70,000 | -162,000 | -514,000 | -570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,792,000 | 7,699,000 | 7,348,000 | 7,292,000 |
| Total capital | 8,562,000 | 8,493,000 | 8,109,000 | 8,048,000 |
| Risk-weighted assets | 61,354,000 | 63,318,000 | 60,771,000 | 60,354,000 |