Call reports 2009
OMNIBANK — 2009
What OMNIBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,341,000 | 82,126,000 | 83,137,000 | 76,737,000 |
| Total loans | 66,030,000 | 68,354,000 | 67,725,000 | 64,685,000 |
| Allowance for loan losses | 706,000 | 808,000 | 774,000 | 1,224,000 |
| Securities available for sale | 327,000 | 315,000 | 289,000 | 278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,428,000 | 72,431,000 | 73,716,000 | 68,646,000 |
| Interest-bearing deposits | 47,098,000 | 58,489,000 | 60,248,000 | 55,209,000 |
| Noninterest-bearing deposits | 14,330,000 | 13,942,000 | 13,468,000 | 13,437,000 |
| Equity capital | 9,802,000 | 9,508,000 | 9,050,000 | 7,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,269,000 | 3,422,000 | 4,522,000 |
| Interest expense | 192,000 | 391,000 | 623,000 | 838,000 |
| Net interest income | 937,000 | 1,878,000 | 2,799,000 | 3,684,000 |
| Noninterest income | 90,000 | 155,000 | 155,000 | 92,000 |
| Noninterest expense | 1,095,000 | 2,261,000 | 3,475,000 | 4,646,000 |
| Provision for loan losses | 0 | 150,000 | 310,000 | 1,149,000 |
| Pretax income | -68,000 | -378,000 | -831,000 | -2,019,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -378,000 | -831,000 | -2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,813,000 | 9,503,000 | 9,050,000 | 7,861,000 |
| Total capital | 10,519,000 | 10,311,000 | 9,824,000 | 8,629,000 |
| Risk-weighted assets | 62,621,000 | 65,227,000 | 65,319,000 | 61,023,000 |