Call reports 2008
OMNIBANK — 2008
What OMNIBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,626,000 | 73,716,000 | 74,244,000 | 74,366,000 |
| Total loans | 62,780,000 | 64,873,000 | 64,893,000 | 65,272,000 |
| Allowance for loan losses | 301,000 | 305,000 | 139,000 | 750,000 |
| Securities available for sale | 413,000 | 382,000 | 360,000 | 326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,303,000 | 59,861,000 | 60,808,000 | 61,837,000 |
| Interest-bearing deposits | 47,930,000 | 46,513,000 | 47,520,000 | 47,657,000 |
| Noninterest-bearing deposits | 13,373,000 | 13,348,000 | 13,288,000 | 14,180,000 |
| Equity capital | 11,169,000 | 11,036,000 | 10,779,000 | 9,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,487,000 | 3,596,000 | 4,722,000 |
| Interest expense | 326,000 | 590,000 | 831,000 | 1,049,000 |
| Net interest income | 968,000 | 1,897,000 | 2,765,000 | 3,673,000 |
| Noninterest income | -260,000 | -206,000 | -250,000 | -301,000 |
| Noninterest expense | 1,072,000 | 2,176,000 | 3,253,000 | 4,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 605,000 |
| Pretax income | -364,000 | -485,000 | -738,000 | -1,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -364,000 | -485,000 | -738,000 | -1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,166,000 | 11,045,000 | 10,792,000 | 9,881,000 |
| Total capital | 11,467,000 | 11,350,000 | 10,931,000 | 10,631,000 |
| Risk-weighted assets | 63,539,000 | 63,152,000 | 62,101,000 | 62,348,000 |