Call reports 2007
OMNIBANK — 2007
What OMNIBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,086,000 | 80,699,000 | 76,371,000 | 75,927,000 |
| Total loans | 72,079,000 | 69,610,000 | 65,265,000 | 63,481,000 |
| Allowance for loan losses | 805,000 | 349,000 | 341,000 | 423,000 |
| Securities available for sale | 470,000 | 447,000 | 428,000 | 418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,255,000 | 60,366,000 | 59,025,000 | 59,015,000 |
| Interest-bearing deposits | 45,470,000 | 45,344,000 | 45,802,000 | 45,204,000 |
| Noninterest-bearing deposits | 15,785,000 | 15,022,000 | 13,224,000 | 13,811,000 |
| Equity capital | 11,671,000 | 11,682,000 | 11,676,000 | 11,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,077,000 | 4,566,000 | 6,005,000 |
| Interest expense | 399,000 | 801,000 | 1,202,000 | 1,549,000 |
| Net interest income | 1,152,000 | 2,276,000 | 3,364,000 | 4,456,000 |
| Noninterest income | 92,000 | 168,000 | 268,000 | 339,000 |
| Noninterest expense | 1,132,000 | 2,282,000 | 3,474,000 | 4,646,000 |
| Provision for loan losses | 0 | 0 | 0 | 145,000 |
| Pretax income | 112,000 | 162,000 | 158,000 | 4,000 |
| Income tax | 4,000 | 4,000 | -7,000 | -7,000 |
| Net income | 108,000 | 158,000 | 165,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,685,000 | 11,697,000 | 11,686,000 | 11,531,000 |
| Total capital | 12,490,000 | 12,046,000 | 12,027,000 | 11,954,000 |
| Risk-weighted assets | 71,344,000 | 70,026,000 | 65,637,000 | 64,532,000 |