Call reports 2006
OMNIBANK — 2006
What OMNIBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,511,000 | 85,304,000 | 85,530,000 | 84,633,000 |
| Total loans | 75,296,000 | 76,654,000 | 77,498,000 | 74,431,000 |
| Allowance for loan losses | 489,000 | 503,000 | 371,000 | 822,000 |
| Securities available for sale | 572,000 | 542,000 | 504,000 | 487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,695,000 | 68,317,000 | 60,248,000 | 58,687,000 |
| Interest-bearing deposits | 49,239,000 | 51,376,000 | 44,268,000 | 43,540,000 |
| Noninterest-bearing deposits | 22,456,000 | 16,941,000 | 15,980,000 | 15,147,000 |
| Equity capital | 11,985,000 | 12,062,000 | 12,079,000 | 11,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,996,000 | 4,593,000 | 6,231,000 |
| Interest expense | 168,000 | 451,000 | 785,000 | 1,211,000 |
| Net interest income | 1,292,000 | 2,545,000 | 3,808,000 | 5,020,000 |
| Noninterest income | 95,000 | 170,000 | 238,000 | 306,000 |
| Noninterest expense | 1,100,000 | 2,240,000 | 3,391,000 | 4,548,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 701,000 |
| Pretax income | 287,000 | 475,000 | 555,000 | 77,000 |
| Income tax | 17,000 | 39,000 | 47,000 | 58,000 |
| Net income | 270,000 | 436,000 | 508,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,005,000 | 12,077,000 | 12,092,000 | 11,577,000 |
| Total capital | 12,494,000 | 12,580,000 | 12,463,000 | 12,399,000 |
| Risk-weighted assets | 71,674,000 | 72,591,000 | 73,316,000 | 71,888,000 |