Call reports 2005
OMNIBANK — 2005
What OMNIBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,069,000 | 86,779,000 | 88,241,000 | 83,544,000 |
| Total loans | 73,201,000 | 77,664,000 | 76,963,000 | 73,315,000 |
| Allowance for loan losses | 599,000 | 589,000 | 559,000 | 552,000 |
| Securities available for sale | 774,000 | 690,000 | 642,000 | 598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,420,000 | 66,005,000 | 71,374,000 | 70,296,000 |
| Interest-bearing deposits | 50,902,000 | 47,348,000 | 51,004,000 | 50,180,000 |
| Noninterest-bearing deposits | 19,519,000 | 18,657,000 | 20,370,000 | 20,116,000 |
| Equity capital | 11,460,000 | 11,599,000 | 11,644,000 | 11,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,727,000 | 4,167,000 | 5,645,000 |
| Interest expense | 145,000 | 294,000 | 505,000 | 696,000 |
| Net interest income | 1,212,000 | 2,433,000 | 3,662,000 | 4,949,000 |
| Noninterest income | 107,000 | 178,000 | 252,000 | 303,000 |
| Noninterest expense | 1,072,000 | 2,127,000 | 3,202,000 | 4,298,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 154,000 |
| Pretax income | 247,000 | 484,000 | 612,000 | 800,000 |
| Income tax | 15,000 | 22,000 | 27,000 | 35,000 |
| Net income | 232,000 | 462,000 | 585,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,471,000 | 11,619,000 | 11,662,000 | 11,798,000 |
| Total capital | 12,070,000 | 12,208,000 | 12,221,000 | 12,350,000 |
| Risk-weighted assets | 68,743,000 | 73,436,000 | 73,086,000 | 69,905,000 |