Call reports 2004
OMNIBANK — 2004
What OMNIBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 80,345,000 | 82,737,000 | 82,714,000 | 82,066,000 |
| Total loans | 68,178,000 | 73,693,000 | 74,319,000 | 73,261,000 |
| Allowance for loan losses | 802,000 | 804,000 | 768,000 | 397,000 |
| Securities available for sale | 1,020,000 | 1,000,000 | 945,000 | 856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,145,000 | 68,505,000 | 66,977,000 | 70,568,000 |
| Interest-bearing deposits | 51,391,000 | 51,141,000 | 48,839,000 | 52,458,000 |
| Noninterest-bearing deposits | 17,754,000 | 17,364,000 | 18,138,000 | 18,110,000 |
| Equity capital | 11,051,000 | 11,107,000 | 11,183,000 | 11,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,428,000 | 3,652,000 | 4,902,000 |
| Interest expense | 150,000 | 292,000 | 438,000 | 577,000 |
| Net interest income | 1,049,000 | 2,136,000 | 3,214,000 | 4,325,000 |
| Noninterest income | 125,000 | 188,000 | 289,000 | 374,000 |
| Noninterest expense | 1,045,000 | 2,082,000 | 3,139,000 | 4,191,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 126,000 | 239,000 | 361,000 | 505,000 |
| Income tax | 10,000 | 16,000 | 16,000 | 6,000 |
| Net income | 116,000 | 223,000 | 345,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,030,000 | 11,096,000 | 11,181,000 | 11,293,000 |
| Total capital | 11,786,000 | 11,900,000 | 11,949,000 | 11,690,000 |
| Risk-weighted assets | 60,461,000 | 68,052,000 | 69,762,000 | 69,057,000 |