Call reports 2003
OMNIBANK — 2003
What OMNIBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,184,000 | 82,239,000 | 82,447,000 | 86,914,000 |
| Total loans | 74,843,000 | 71,912,000 | 70,301,000 | 69,985,000 |
| Allowance for loan losses | 902,000 | 895,000 | 864,000 | 860,000 |
| Securities available for sale | 1,058,000 | 1,063,000 | 1,043,000 | 1,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,266,000 | 70,621,000 | 71,378,000 | 75,781,000 |
| Interest-bearing deposits | 57,611,000 | 55,015,000 | 55,326,000 | 53,582,000 |
| Noninterest-bearing deposits | 15,654,000 | 15,605,000 | 16,052,000 | 22,199,000 |
| Equity capital | 10,756,000 | 10,815,000 | 10,879,000 | 10,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,550,000 | 3,791,000 | 5,029,000 |
| Interest expense | 266,000 | 497,000 | 695,000 | 863,000 |
| Net interest income | 1,031,000 | 2,053,000 | 3,096,000 | 4,166,000 |
| Noninterest income | 123,000 | 255,000 | 350,000 | 443,000 |
| Noninterest expense | 999,000 | 2,039,000 | 3,060,000 | 4,080,000 |
| Provision for loan losses | 5,000 | 9,000 | 12,000 | 15,000 |
| Pretax income | 150,000 | 260,000 | 374,000 | 514,000 |
| Income tax | 5,000 | 18,000 | 23,000 | 29,000 |
| Net income | 145,000 | 242,000 | 351,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,745,000 | 10,790,000 | 10,866,000 | 10,961,000 |
| Total capital | 11,619,000 | 11,624,000 | 11,682,000 | 11,774,000 |
| Risk-weighted assets | 69,882,000 | 66,671,000 | 65,201,000 | 65,022,000 |