Call reports 2002
OMNIBANK — 2002
What OMNIBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,229,000 | 88,721,000 | 84,203,000 | 84,818,000 |
| Total loans | 76,085,000 | 76,586,000 | 74,186,000 | 74,014,000 |
| Allowance for loan losses | 1,032,000 | 1,044,000 | 1,010,000 | 924,000 |
| Securities available for sale | 2,604,000 | 2,253,000 | 1,120,000 | 1,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,233,000 | 78,136,000 | 73,379,000 | 73,987,000 |
| Interest-bearing deposits | 61,659,000 | 58,280,000 | 58,505,000 | 58,357,000 |
| Noninterest-bearing deposits | 24,574,000 | 19,855,000 | 14,874,000 | 15,630,000 |
| Equity capital | 12,659,000 | 10,342,000 | 10,520,000 | 10,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,972,000 | 4,422,000 | 5,762,000 |
| Interest expense | 445,000 | 833,000 | 1,183,000 | 1,508,000 |
| Net interest income | 1,049,000 | 2,139,000 | 3,239,000 | 4,254,000 |
| Noninterest income | 135,000 | 259,000 | 358,000 | 467,000 |
| Noninterest expense | 977,000 | 2,051,000 | 3,104,000 | 4,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 347,000 | 493,000 | 572,000 |
| Income tax | 33,000 | 37,000 | 38,000 | 43,000 |
| Net income | 174,000 | 310,000 | 455,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,717,000 | 10,380,000 | 10,525,000 | 10,599,000 |
| Total capital | 13,635,000 | 11,282,000 | 11,398,000 | 11,458,000 |
| Risk-weighted assets | 73,332,000 | 71,995,000 | 69,717,000 | 68,676,000 |