Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,696,000 | 109,652,000 | 107,763,000 | 108,072,000 |
| Total loans | 68,464,000 | 63,905,000 | 66,882,000 | 68,622,000 |
| Allowance for loan losses | 1,080,000 | 1,083,000 | 1,088,000 | 1,079,000 |
| Securities available for sale | 28,874,000 | 27,629,000 | 29,340,000 | 27,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,437,000 | 98,842,000 | 96,861,000 | 97,603,000 |
| Interest-bearing deposits | 84,070,000 | 84,693,000 | 83,437,000 | 82,351,000 |
| Noninterest-bearing deposits | 14,367,000 | 14,149,000 | 13,424,000 | 15,252,000 |
| Equity capital | 8,805,000 | 8,962,000 | 9,055,000 | 8,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,600,000 | 3,864,000 | 5,130,000 |
| Interest expense | 357,000 | 714,000 | 1,042,000 | 1,336,000 |
| Net interest income | 949,000 | 1,886,000 | 2,822,000 | 3,794,000 |
| Noninterest income | 111,000 | 236,000 | 354,000 | 471,000 |
| Noninterest expense | 760,000 | 1,529,000 | 2,288,000 | 3,054,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 593,000 | 888,000 | 1,211,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 46,000 |
| Net income | 289,000 | 570,000 | 854,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,857,000 | 7,964,000 | 8,048,000 | 8,159,000 |
| Total capital | 8,724,000 | 8,764,000 | 8,882,000 | 9,012,000 |
| Risk-weighted assets | 69,118,000 | 63,741,000 | 66,489,000 | 67,984,000 |