Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 102,256,000 | 103,725,000 | 103,455,000 | 106,721,000 |
| Total loans | 66,584,000 | 64,779,000 | 67,794,000 | 68,678,000 |
| Allowance for loan losses | 1,104,000 | 1,106,000 | 1,108,000 | 1,086,000 |
| Securities available for sale | 26,732,000 | 28,634,000 | 27,925,000 | 26,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,837,000 | 93,350,000 | 92,881,000 | 96,249,000 |
| Interest-bearing deposits | 79,687,000 | 80,661,000 | 81,044,000 | 81,526,000 |
| Noninterest-bearing deposits | 12,150,000 | 12,689,000 | 11,837,000 | 14,723,000 |
| Equity capital | 8,640,000 | 8,595,000 | 8,836,000 | 8,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,719,000 | 4,076,000 | 5,436,000 |
| Interest expense | 461,000 | 891,000 | 1,289,000 | 1,657,000 |
| Net interest income | 898,000 | 1,828,000 | 2,787,000 | 3,779,000 |
| Noninterest income | 104,000 | 234,000 | 352,000 | 480,000 |
| Noninterest expense | 721,000 | 1,527,000 | 2,278,000 | 3,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 535,000 | 861,000 | 1,213,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 44,000 |
| Net income | 270,000 | 514,000 | 829,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,595,000 | 7,613,000 | 7,678,000 | 7,794,000 |
| Total capital | 8,477,000 | 8,490,000 | 8,564,000 | 8,712,000 |
| Risk-weighted assets | 70,344,000 | 69,883,000 | 70,609,000 | 73,225,000 |