Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 99,524,000 | 100,483,000 | 101,572,000 | 100,365,000 |
| Total loans | 65,803,000 | 67,109,000 | 67,281,000 | 67,149,000 |
| Allowance for loan losses | 1,147,000 | 1,106,000 | 1,105,000 | 1,105,000 |
| Securities available for sale | 24,202,000 | 23,468,000 | 25,618,000 | 26,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,949,000 | 90,253,000 | 91,753,000 | 90,076,000 |
| Interest-bearing deposits | 77,069,000 | 78,309,000 | 80,242,000 | 77,641,000 |
| Noninterest-bearing deposits | 11,880,000 | 11,944,000 | 11,511,000 | 12,435,000 |
| Equity capital | 8,295,000 | 8,020,000 | 8,002,000 | 8,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,055,000 | 4,493,000 | 5,917,000 |
| Interest expense | 689,000 | 1,293,000 | 1,844,000 | 2,345,000 |
| Net interest income | 853,000 | 1,762,000 | 2,649,000 | 3,572,000 |
| Noninterest income | 113,000 | 250,000 | 375,000 | 500,000 |
| Noninterest expense | 705,000 | 1,411,000 | 2,130,000 | 2,884,000 |
| Provision for loan losses | 0 | -52,000 | -52,000 | -52,000 |
| Pretax income | 261,000 | 653,000 | 946,000 | 1,240,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 42,000 |
| Net income | 251,000 | 632,000 | 915,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,451,000 | 7,508,000 | 7,516,000 | 7,525,000 |
| Total capital | 8,344,000 | 8,402,000 | 8,390,000 | 8,384,000 |
| Risk-weighted assets | 71,208,000 | 71,611,000 | 69,684,000 | 68,425,000 |