Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,247,000 | 90,698,000 | 93,167,000 | 98,900,000 |
| Total loans | 64,561,000 | 64,457,000 | 66,880,000 | 68,133,000 |
| Allowance for loan losses | 1,121,000 | 1,124,000 | 1,132,000 | 1,147,000 |
| Securities available for sale | 21,102,000 | 20,869,000 | 20,454,000 | 23,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,856,000 | 80,161,000 | 80,280,000 | 85,455,000 |
| Interest-bearing deposits | 70,965,000 | 70,858,000 | 71,636,000 | 74,157,000 |
| Noninterest-bearing deposits | 9,891,000 | 9,303,000 | 8,644,000 | 11,298,000 |
| Equity capital | 7,519,000 | 7,421,000 | 7,801,000 | 7,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,026,000 | 4,669,000 | 6,351,000 |
| Interest expense | 670,000 | 1,349,000 | 2,039,000 | 2,748,000 |
| Net interest income | 825,000 | 1,677,000 | 2,630,000 | 3,603,000 |
| Noninterest income | 103,000 | 227,000 | 342,000 | 464,000 |
| Noninterest expense | 700,000 | 1,380,000 | 2,080,000 | 2,842,000 |
| Provision for loan losses | 0 | 0 | -56,000 | -56,000 |
| Pretax income | 228,000 | 524,000 | 948,000 | 1,281,000 |
| Income tax | 9,000 | 19,000 | 28,000 | 38,000 |
| Net income | 219,000 | 505,000 | 920,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,392,000 | 7,413,000 | 7,528,000 | 7,426,000 |
| Total capital | 8,207,000 | 8,227,000 | 8,379,000 | 8,305,000 |
| Risk-weighted assets | 64,899,000 | 64,811,000 | 67,795,000 | 70,071,000 |