Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 90,293,000 | 88,506,000 | 94,625,000 | 96,208,000 |
| Total loans | 62,833,000 | 61,039,000 | 65,823,000 | 65,535,000 |
| Allowance for loan losses | 1,090,000 | 1,111,000 | 1,113,000 | 1,119,000 |
| Securities available for sale | 22,379,000 | 21,782,000 | 22,741,000 | 21,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,367,000 | 77,734,000 | 78,390,000 | 80,096,000 |
| Interest-bearing deposits | 69,694,000 | 68,699,000 | 69,337,000 | 70,360,000 |
| Noninterest-bearing deposits | 8,673,000 | 9,035,000 | 9,053,000 | 9,736,000 |
| Equity capital | 7,237,000 | 7,110,000 | 7,369,000 | 7,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,852,000 | 4,324,000 | 5,883,000 |
| Interest expense | 505,000 | 1,053,000 | 1,672,000 | 2,365,000 |
| Net interest income | 900,000 | 1,799,000 | 2,652,000 | 3,518,000 |
| Noninterest income | 110,000 | 230,000 | 345,000 | 464,000 |
| Noninterest expense | 697,000 | 1,407,000 | 2,122,000 | 2,819,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 304,000 | 591,000 | 844,000 | 1,132,000 |
| Income tax | 9,000 | 18,000 | 28,000 | 37,000 |
| Net income | 295,000 | 573,000 | 816,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,357,000 | 7,335,000 | 7,329,000 | 7,383,000 |
| Total capital | 8,144,000 | 8,103,000 | 8,161,000 | 8,217,000 |
| Risk-weighted assets | 62,657,000 | 61,058,000 | 66,245,000 | 66,438,000 |