Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 90,456,000 | 89,962,000 | 90,191,000 | 92,918,000 |
| Total loans | 63,459,000 | 62,733,000 | 64,814,000 | 64,137,000 |
| Allowance for loan losses | 1,129,000 | 1,112,000 | 1,069,000 | 1,095,000 |
| Securities available for sale | 16,393,000 | 19,130,000 | 19,131,000 | 21,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,037,000 | 79,598,000 | 79,358,000 | 79,466,000 |
| Interest-bearing deposits | 73,163,000 | 73,287,000 | 72,766,000 | 71,386,000 |
| Noninterest-bearing deposits | 6,874,000 | 6,311,000 | 6,592,000 | 8,080,000 |
| Equity capital | 7,499,000 | 7,452,000 | 7,359,000 | 7,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,588,000 | 3,826,000 | 5,067,000 |
| Interest expense | 427,000 | 841,000 | 1,206,000 | 1,544,000 |
| Net interest income | 886,000 | 1,747,000 | 2,620,000 | 3,523,000 |
| Noninterest income | 115,000 | 262,000 | 388,000 | 526,000 |
| Noninterest expense | 692,000 | 1,354,000 | 2,008,000 | 2,630,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 285,000 | 608,000 | 929,000 | 1,324,000 |
| Income tax | 9,000 | 19,000 | 28,000 | 38,000 |
| Net income | 276,000 | 589,000 | 901,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,168,000 | 7,181,000 | 7,193,000 | 7,279,000 |
| Total capital | 7,970,000 | 7,970,000 | 8,002,000 | 8,089,000 |
| Risk-weighted assets | 63,827,000 | 62,836,000 | 64,466,000 | 64,489,000 |