Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,010,000 | 87,290,000 | 87,933,000 | 88,045,000 |
| Total loans | 63,489,000 | 64,357,000 | 65,502,000 | 62,858,000 |
| Allowance for loan losses | 1,063,000 | 1,068,000 | 1,084,000 | 1,109,000 |
| Securities available for sale | 18,331,000 | 17,497,000 | 16,753,000 | 15,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,210,000 | 76,416,000 | 76,349,000 | 77,449,000 |
| Interest-bearing deposits | 70,021,000 | 70,240,000 | 70,048,000 | 70,287,000 |
| Noninterest-bearing deposits | 6,189,000 | 6,176,000 | 6,301,000 | 7,162,000 |
| Equity capital | 7,612,000 | 7,824,000 | 7,834,000 | 7,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,888,000 | 4,328,000 | 5,731,000 |
| Interest expense | 583,000 | 1,097,000 | 1,593,000 | 2,073,000 |
| Net interest income | 870,000 | 1,791,000 | 2,735,000 | 3,658,000 |
| Noninterest income | 121,000 | 263,000 | 383,000 | 515,000 |
| Noninterest expense | 666,000 | 1,330,000 | 1,990,000 | 2,645,000 |
| Provision for loan losses | 5,000 | 11,000 | 25,000 | 48,000 |
| Pretax income | 320,000 | 713,000 | 1,103,000 | 1,480,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 311,000 | 695,000 | 1,076,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,153,000 | 7,243,000 | 7,325,000 | 7,192,000 |
| Total capital | 7,975,000 | 8,022,000 | 8,123,000 | 7,974,000 |
| Risk-weighted assets | 65,518,000 | 62,247,000 | 63,536,000 | 62,249,000 |