Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,693,000 | 84,303,000 | 85,182,000 | 88,332,000 |
| Total loans | 59,769,000 | 59,068,000 | 59,603,000 | 61,255,000 |
| Allowance for loan losses | 1,123,000 | 1,132,000 | 1,127,000 | 1,111,000 |
| Securities available for sale | 21,671,000 | 19,827,000 | 19,842,000 | 19,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,950,000 | 73,986,000 | 74,597,000 | 76,580,000 |
| Interest-bearing deposits | 68,362,000 | 68,224,000 | 68,710,000 | 69,018,000 |
| Noninterest-bearing deposits | 5,588,000 | 5,762,000 | 5,887,000 | 7,562,000 |
| Equity capital | 7,688,000 | 7,677,000 | 7,764,000 | 7,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,537,000 | 5,128,000 | 6,705,000 |
| Interest expense | 944,000 | 1,825,000 | 2,643,000 | 3,349,000 |
| Net interest income | 927,000 | 1,712,000 | 2,485,000 | 3,356,000 |
| Noninterest income | 113,000 | 266,000 | 378,000 | 514,000 |
| Noninterest expense | 647,000 | 1,313,000 | 1,955,000 | 2,609,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 378,000 | 640,000 | 883,000 | 1,236,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 33,000 |
| Net income | 369,000 | 623,000 | 857,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,185,000 | 7,144,000 | 7,084,000 | 7,137,000 |
| Total capital | 7,926,000 | 7,884,000 | 7,860,000 | 7,942,000 |
| Risk-weighted assets | 59,255,000 | 58,777,000 | 61,735,000 | 64,114,000 |