Call reports 2022
CREST SAVINGS BANK — 2022
What CREST SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 600,695,000 | 618,943,000 | 691,775,000 | 597,039,000 |
| Total loans | 413,139,000 | 420,301,000 | 423,530,000 | 436,219,000 |
| Allowance for loan losses | 3,593,000 | 3,588,000 | 3,588,000 | 3,589,000 |
| Securities available for sale | 0 | 29,744,000 | 59,448,000 | 44,341,000 |
| Securities held to maturity | 71,044,000 | 75,465,000 | 75,385,000 | 75,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,698,000 | 538,095,000 | 609,172,000 | 514,366,000 |
| Interest-bearing deposits | 442,034,000 | 444,454,000 | 507,650,000 | 439,699,000 |
| Noninterest-bearing deposits | 78,664,000 | 93,641,000 | 101,522,000 | 74,667,000 |
| Equity capital | 43,740,000 | 44,580,000 | 45,816,000 | 46,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,236,000 | 8,766,000 | 13,960,000 | 19,489,000 |
| Interest expense | 567,000 | 1,102,000 | 1,830,000 | 2,722,000 |
| Net interest income | 3,669,000 | 7,664,000 | 12,130,000 | 16,767,000 |
| Noninterest income | 447,000 | 932,000 | 1,419,000 | 2,986,000 |
| Noninterest expense | 3,493,000 | 6,861,000 | 10,280,000 | 13,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,735,000 | 3,269,000 | 5,988,000 |
| Income tax | 164,000 | 463,000 | 866,000 | 2,512,000 |
| Net income | 459,000 | 1,272,000 | 2,403,000 | 3,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,547,000 | 44,300,000 | 45,237,000 | 46,175,000 |
| Total capital | 47,175,000 | 47,923,000 | 48,860,000 | 49,799,000 |
| Risk-weighted assets | 326,967,000 | 335,118,000 | 339,189,000 | 349,719,000 |