Call reports 2017
CREST SAVINGS BANK — 2017
What CREST SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 444,235,000 | 452,814,000 | 477,561,000 | 461,922,000 |
| Total loans | 392,148,000 | 404,529,000 | 407,043,000 | 413,385,000 |
| Allowance for loan losses | 2,642,000 | 2,601,000 | 2,645,000 | 2,707,000 |
| Securities available for sale | 9,674,000 | 9,633,000 | 9,578,000 | 9,351,000 |
| Securities held to maturity | 10,057,000 | 9,728,000 | 9,468,000 | 8,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,425,000 | 352,964,000 | 386,619,000 | 371,388,000 |
| Interest-bearing deposits | 318,676,000 | 306,046,000 | 329,251,000 | 335,123,000 |
| Noninterest-bearing deposits | 35,749,000 | 46,918,000 | 57,368,000 | 36,265,000 |
| Equity capital | 36,872,000 | 37,166,000 | 37,594,000 | 37,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,091,000 | 8,279,000 | 12,655,000 | 17,098,000 |
| Interest expense | 793,000 | 1,632,000 | 2,530,000 | 3,477,000 |
| Net interest income | 3,298,000 | 6,647,000 | 10,125,000 | 13,621,000 |
| Noninterest income | 341,000 | 913,000 | 1,322,000 | 1,686,000 |
| Noninterest expense | 2,793,000 | 5,835,000 | 8,739,000 | 11,546,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 190,000 |
| Pretax income | 816,000 | 1,655,000 | 2,578,000 | 3,543,000 |
| Income tax | 296,000 | 520,000 | 860,000 | 1,721,000 |
| Net income | 520,000 | 1,135,000 | 1,718,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,344,000 | 36,825,000 | 37,239,000 | 37,170,000 |
| Total capital | 39,010,000 | 39,432,000 | 39,890,000 | 39,883,000 |
| Risk-weighted assets | 292,423,000 | 297,622,000 | 300,541,000 | 303,604,000 |