Call reports 2025
FIDELITY BANK — 2025
What FIDELITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 182,746,000 | 198,142,000 | 196,173,000 | 198,618,000 |
| Total loans | 118,191,000 | 130,333,000 | 134,263,000 | 144,001,000 |
| Allowance for loan losses | 980,000 | 905,000 | 905,000 | 910,000 |
| Securities available for sale | 43,056,000 | 42,418,000 | 39,115,000 | 35,423,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,592,000 | 161,016,000 | 170,013,000 | 165,058,000 |
| Interest-bearing deposits | 126,994,000 | 130,740,000 | 141,332,000 | 140,165,000 |
| Noninterest-bearing deposits | 27,598,000 | 30,276,000 | 28,681,000 | 24,893,000 |
| Equity capital | 12,111,000 | 12,608,000 | 13,416,000 | 14,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,318,000 | 8,195,000 | 11,189,000 |
| Interest expense | 988,000 | 2,102,000 | 3,331,000 | 4,484,000 |
| Net interest income | 1,572,000 | 3,216,000 | 4,864,000 | 6,705,000 |
| Noninterest income | 524,000 | 1,136,000 | 1,669,000 | 2,446,000 |
| Noninterest expense | 2,100,000 | 4,206,000 | 6,495,000 | 8,832,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | -85,000 | 65,000 | -43,000 | 236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -85,000 | 65,000 | -43,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,251,000 | 15,398,000 | 15,287,000 | 15,569,000 |
| Total capital | 16,356,000 | 16,428,000 | 16,317,000 | 16,604,000 |
| Risk-weighted assets | 118,939,000 | 131,907,000 | 133,280,000 | 140,754,000 |