Call reports 2021
FIDELITY BANK — 2021
What FIDELITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 112,580,000 | 119,842,000 | 122,602,000 | 126,044,000 |
| Total loans | 47,973,000 | 48,488,000 | 45,872,000 | 38,061,000 |
| Allowance for loan losses | 627,000 | 649,000 | 679,000 | 360,000 |
| Securities available for sale | 40,913,000 | 52,549,000 | 53,946,000 | 60,507,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,783,000 | 100,689,000 | 103,365,000 | 107,779,000 |
| Interest-bearing deposits | 82,531,000 | 88,088,000 | 88,997,000 | 90,306,000 |
| Noninterest-bearing deposits | 12,252,000 | 12,601,000 | 14,368,000 | 17,473,000 |
| Equity capital | 13,736,000 | 14,047,000 | 14,092,000 | 13,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,606,000 | 2,327,000 | 3,007,000 |
| Interest expense | 161,000 | 285,000 | 383,000 | 481,000 |
| Net interest income | 640,000 | 1,321,000 | 1,944,000 | 2,526,000 |
| Noninterest income | 22,000 | 44,000 | 59,000 | 75,000 |
| Noninterest expense | 529,000 | 1,069,000 | 1,603,000 | 2,178,000 |
| Provision for loan losses | 23,000 | 45,000 | 75,000 | 262,000 |
| Pretax income | 110,000 | 251,000 | 325,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 251,000 | 325,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,518,000 | 10,584,000 | 10,610,000 | 10,195,000 |
| Total capital | 11,145,000 | 11,233,000 | 11,289,000 | 10,555,000 |
| Risk-weighted assets | 55,060,000 | 59,367,000 | 55,045,000 | 49,728,000 |