Call reports 2020
FIDELITY BANK — 2020
What FIDELITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 91,673,000 | 100,685,000 | 105,004,000 | 114,519,000 |
| Total loans | 56,875,000 | 55,103,000 | 53,322,000 | 50,108,000 |
| Allowance for loan losses | 535,000 | 558,000 | 582,000 | 604,000 |
| Securities available for sale | 21,412,000 | 21,831,000 | 31,988,000 | 41,433,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,010,000 | 82,027,000 | 86,549,000 | 96,050,000 |
| Interest-bearing deposits | 70,523,000 | 72,804,000 | 76,172,000 | 80,528,000 |
| Noninterest-bearing deposits | 7,487,000 | 9,223,000 | 10,377,000 | 15,522,000 |
| Equity capital | 13,528,000 | 14,551,000 | 14,341,000 | 14,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,748,000 | 2,485,000 | 3,258,000 |
| Interest expense | 177,000 | 343,000 | 501,000 | 674,000 |
| Net interest income | 736,000 | 1,405,000 | 1,984,000 | 2,584,000 |
| Noninterest income | 26,000 | 47,000 | 66,000 | 86,000 |
| Noninterest expense | 531,000 | 1,047,000 | 1,598,000 | 2,079,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 208,000 | 375,000 | 399,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 375,000 | 399,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,825,000 | 10,868,000 | 10,692,000 | 10,508,000 |
| Total capital | 11,360,000 | 11,426,000 | 11,274,000 | 11,112,000 |
| Risk-weighted assets | 60,799,000 | 60,638,000 | 58,757,000 | 60,645,000 |