Call reports 2019
FIDELITY BANK — 2019
What FIDELITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,785,000 | 88,260,000 | 93,929,000 | 101,240,000 |
| Total loans | 55,171,000 | 56,558,000 | 55,250,000 | 57,081,000 |
| Allowance for loan losses | 550,000 | 573,000 | 514,000 | 513,000 |
| Securities available for sale | 21,292,000 | 21,158,000 | 20,750,000 | 22,375,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,481,000 | 74,565,000 | 79,900,000 | 87,189,000 |
| Interest-bearing deposits | 65,776,000 | 66,907,000 | 72,492,000 | 79,475,000 |
| Noninterest-bearing deposits | 7,705,000 | 7,658,000 | 7,408,000 | 7,714,000 |
| Equity capital | 13,167,000 | 13,574,000 | 13,863,000 | 13,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,750,000 | 2,629,000 | 3,539,000 |
| Interest expense | 162,000 | 326,000 | 496,000 | 680,000 |
| Net interest income | 719,000 | 1,424,000 | 2,133,000 | 2,859,000 |
| Noninterest income | 22,000 | 50,000 | 77,000 | 98,000 |
| Noninterest expense | 511,000 | 1,013,000 | 1,526,000 | 2,079,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 68,000 |
| Pretax income | 207,000 | 416,000 | 616,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 416,000 | 616,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,564,000 | 10,573,000 | 10,723,000 | 10,718,000 |
| Total capital | 11,114,000 | 11,146,000 | 11,237,000 | 11,231,000 |
| Risk-weighted assets | 60,009,000 | 61,961,000 | 59,253,000 | 62,795,000 |