Call reports 2016
FIDELITY BANK — 2016
What FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,430,000 | 93,950,000 | 95,038,000 | 98,734,000 |
| Total loans | 59,414,000 | 55,485,000 | 55,143,000 | 55,262,000 |
| Allowance for loan losses | 580,000 | 603,000 | 625,000 | 502,000 |
| Securities available for sale | 22,005,000 | 24,609,000 | 27,545,000 | 25,560,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,770,000 | 79,935,000 | 81,152,000 | 85,851,000 |
| Interest-bearing deposits | 71,574,000 | 73,280,000 | 74,215,000 | 78,638,000 |
| Noninterest-bearing deposits | 6,196,000 | 6,656,000 | 6,937,000 | 7,213,000 |
| Equity capital | 13,514,000 | 13,903,000 | 13,761,000 | 12,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,792,000 | 2,653,000 | 3,506,000 |
| Interest expense | 160,000 | 319,000 | 482,000 | 650,000 |
| Net interest income | 754,000 | 1,473,000 | 2,171,000 | 2,856,000 |
| Noninterest income | 32,000 | 63,000 | 91,000 | 115,000 |
| Noninterest expense | 550,000 | 1,047,000 | 1,547,000 | 2,074,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 253,000 | 509,000 | 717,000 | 877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 509,000 | 717,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,354,000 | 10,405,000 | 10,418,000 | 10,378,000 |
| Total capital | 10,934,000 | 11,008,000 | 11,043,000 | 10,880,000 |
| Risk-weighted assets | 61,952,000 | 58,933,000 | 59,748,000 | 59,486,000 |