Call reports 2015
FIDELITY BANK — 2015
What FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 94,682,000 | 96,810,000 | 96,006,000 | 102,188,000 |
| Total loans | 62,163,000 | 63,387,000 | 61,912,000 | 60,970,000 |
| Allowance for loan losses | 441,000 | 464,000 | 487,000 | 548,000 |
| Securities available for sale | 20,753,000 | 22,498,000 | 22,382,000 | 22,174,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,394,000 | 83,751,000 | 82,741,000 | 88,758,000 |
| Interest-bearing deposits | 75,466,000 | 77,033,000 | 76,546,000 | 82,240,000 |
| Noninterest-bearing deposits | 5,929,000 | 6,718,000 | 6,194,000 | 6,518,000 |
| Equity capital | 13,120,000 | 12,926,000 | 13,165,000 | 13,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,844,000 | 2,811,000 | 3,752,000 |
| Interest expense | 156,000 | 313,000 | 476,000 | 637,000 |
| Net interest income | 789,000 | 1,531,000 | 2,335,000 | 3,115,000 |
| Noninterest income | 46,000 | 80,000 | 115,000 | 233,000 |
| Noninterest expense | 485,000 | 989,000 | 1,472,000 | 2,004,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 260,000 |
| Pretax income | 327,000 | 577,000 | 913,000 | 1,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 577,000 | 913,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,916,000 | 9,954,000 | 10,102,000 | 10,101,000 |
| Total capital | 10,357,000 | 10,418,000 | 10,589,000 | 10,649,000 |
| Risk-weighted assets | 68,382,000 | 65,247,000 | 64,519,000 | 63,296,000 |