Call reports 2014
FIDELITY BANK — 2014
What FIDELITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,836,000 | 101,062,000 | 95,803,000 | 105,135,000 |
| Total loans | 63,159,000 | 62,394,000 | 63,790,000 | 64,817,000 |
| Allowance for loan losses | 346,000 | 373,000 | 396,000 | 419,000 |
| Securities available for sale | 21,224,000 | 22,180,000 | 21,712,000 | 21,218,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,055,000 | 88,801,000 | 83,058,000 | 92,061,000 |
| Interest-bearing deposits | 79,849,000 | 82,858,000 | 76,752,000 | 84,500,000 |
| Noninterest-bearing deposits | 6,206,000 | 5,943,000 | 6,306,000 | 7,561,000 |
| Equity capital | 11,580,000 | 12,113,000 | 12,554,000 | 12,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,912,000 | 2,902,000 | 3,863,000 |
| Interest expense | 170,000 | 340,000 | 507,000 | 665,000 |
| Net interest income | 804,000 | 1,572,000 | 2,395,000 | 3,198,000 |
| Noninterest income | 37,000 | 65,000 | 103,000 | 77,000 |
| Noninterest expense | 481,000 | 964,000 | 1,438,000 | 1,956,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 347,000 | 641,000 | 1,008,000 | 1,245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 641,000 | 1,008,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,891,000 | 9,185,000 | 9,551,000 | 9,789,000 |
| Total capital | 9,237,000 | 9,558,000 | 9,947,000 | 10,208,000 |
| Risk-weighted assets | 65,432,000 | 65,305,000 | 64,902,000 | 67,234,000 |