Call reports 2013
FIDELITY BANK — 2013
What FIDELITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,574,000 | 100,167,000 | 99,744,000 | 104,126,000 |
| Total loans | 67,172,000 | 65,940,000 | 65,156,000 | 65,799,000 |
| Allowance for loan losses | 230,000 | 243,000 | 265,000 | 329,000 |
| Securities available for sale | 15,699,000 | 15,455,000 | 17,852,000 | 21,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,034,000 | 88,714,000 | 88,189,000 | 92,400,000 |
| Interest-bearing deposits | 77,817,000 | 83,144,000 | 82,603,000 | 86,252,000 |
| Noninterest-bearing deposits | 6,218,000 | 5,570,000 | 5,586,000 | 6,148,000 |
| Equity capital | 10,850,000 | 10,783,000 | 10,865,000 | 11,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,976,000 | 2,913,000 | 3,908,000 |
| Interest expense | 197,000 | 388,000 | 586,000 | 779,000 |
| Net interest income | 788,000 | 1,588,000 | 2,327,000 | 3,129,000 |
| Noninterest income | 52,000 | 95,000 | 133,000 | 152,000 |
| Noninterest expense | 495,000 | 1,044,000 | 1,683,000 | 2,156,000 |
| Provision for loan losses | -3,000 | 19,000 | 41,000 | 206,000 |
| Pretax income | 348,000 | 620,000 | 736,000 | 919,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 620,000 | 736,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,973,000 | 8,244,000 | 8,364,000 | 8,544,000 |
| Total capital | 8,703,000 | 8,987,000 | 9,029,000 | 9,273,000 |
| Risk-weighted assets | 68,605,000 | 68,967,000 | 67,594,000 | 69,483,000 |