Call reports 2012
FIDELITY BANK — 2012
What FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,827,000 | 91,104,000 | 91,634,000 | 94,679,000 |
| Total loans | 62,455,000 | 61,623,000 | 63,817,000 | 65,983,000 |
| Allowance for loan losses | 213,000 | 218,000 | 218,000 | 225,000 |
| Securities available for sale | 12,061,000 | 12,937,000 | 13,943,000 | 16,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,230,000 | 79,893,000 | 80,376,000 | 83,444,000 |
| Interest-bearing deposits | 70,411,000 | 71,734,000 | 73,766,000 | 75,324,000 |
| Noninterest-bearing deposits | 6,819,000 | 8,159,000 | 6,610,000 | 8,120,000 |
| Equity capital | 10,453,000 | 10,547,000 | 10,624,000 | 10,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,855,000 | 2,794,000 | 3,657,000 |
| Interest expense | 184,000 | 376,000 | 565,000 | 758,000 |
| Net interest income | 745,000 | 1,479,000 | 2,229,000 | 2,899,000 |
| Noninterest income | 7,000 | -80,000 | -53,000 | -64,000 |
| Noninterest expense | 550,000 | 1,144,000 | 1,762,000 | 2,324,000 |
| Provision for loan losses | 0 | 85,000 | 220,000 | 285,000 |
| Pretax income | 202,000 | 559,000 | 596,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 559,000 | 596,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,193,000 | 7,554,000 | 7,592,000 | 7,623,000 |
| Total capital | 7,906,000 | 8,272,000 | 8,310,000 | 8,348,000 |
| Risk-weighted assets | 64,832,000 | 63,304,000 | 65,472,000 | 67,248,000 |