Call reports 2011
FIDELITY BANK — 2011
What FIDELITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,608,000 | 77,046,000 | 78,073,000 | 84,370,000 |
| Total loans | 56,454,000 | 55,401,000 | 56,500,000 | 57,485,000 |
| Allowance for loan losses | 229,000 | 230,000 | 213,000 | 213,000 |
| Securities available for sale | 6,150,000 | 6,760,000 | 6,772,000 | 9,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,350,000 | 66,739,000 | 67,322,000 | 73,518,000 |
| Interest-bearing deposits | 59,395,000 | 60,633,000 | 61,531,000 | 67,173,000 |
| Noninterest-bearing deposits | 5,955,000 | 6,106,000 | 5,791,000 | 6,345,000 |
| Equity capital | 9,664,000 | 9,663,000 | 10,108,000 | 10,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,728,000 | 2,599,000 | 3,489,000 |
| Interest expense | 225,000 | 437,000 | 636,000 | 821,000 |
| Net interest income | 632,000 | 1,291,000 | 1,963,000 | 2,668,000 |
| Noninterest income | 31,000 | -10,000 | 110,000 | 145,000 |
| Noninterest expense | 498,000 | 1,057,000 | 1,588,000 | 2,185,000 |
| Provision for loan losses | 0 | 228,000 | 228,000 | 210,000 |
| Pretax income | 165,000 | -4,000 | 257,000 | 418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | -4,000 | 257,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,709,000 | 6,547,000 | 6,815,000 | 6,983,000 |
| Total capital | 7,438,000 | 7,277,000 | 7,528,000 | 7,696,000 |
| Risk-weighted assets | 55,676,000 | 55,985,000 | 56,552,000 | 58,788,000 |