Call reports 2010
FIDELITY BANK — 2010
What FIDELITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,357,000 | 86,989,000 | 81,678,000 | 76,040,000 |
| Total loans | 62,909,000 | 60,484,000 | 59,826,000 | 58,059,000 |
| Allowance for loan losses | 264,000 | 266,000 | 249,000 | 239,000 |
| Securities available for sale | 9,139,000 | 5,962,000 | 5,474,000 | 6,633,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,150,000 | 76,580,000 | 71,106,000 | 65,955,000 |
| Interest-bearing deposits | 71,442,000 | 70,670,000 | 55,196,000 | 49,146,000 |
| Noninterest-bearing deposits | 5,708,000 | 5,910,000 | 15,910,000 | 16,809,000 |
| Equity capital | 9,443,000 | 9,657,000 | 9,809,000 | 9,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 1,947,000 | 2,860,000 | 3,762,000 |
| Interest expense | 360,000 | 686,000 | 966,000 | 1,215,000 |
| Net interest income | 638,000 | 1,261,000 | 1,894,000 | 2,547,000 |
| Noninterest income | -164,000 | -123,000 | -62,000 | -23,000 |
| Noninterest expense | 487,000 | 981,000 | 1,463,000 | 1,841,000 |
| Provision for loan losses | 420,000 | 420,000 | 519,000 | 961,000 |
| Pretax income | -426,000 | -256,000 | -143,000 | -271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -426,000 | -256,000 | -143,000 | -271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,361,000 | 6,538,000 | 6,658,000 | 6,537,000 |
| Total capital | 7,125,000 | 7,304,000 | 7,407,000 | 7,276,000 |
| Risk-weighted assets | 63,282,000 | 61,702,000 | 60,664,000 | 59,019,000 |