Call reports 2009
FIDELITY BANK — 2009
What FIDELITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,806,000 | 71,227,000 | 77,412,000 | 92,753,000 |
| Total loans | 51,046,000 | 52,632,000 | 55,055,000 | 62,105,000 |
| Allowance for loan losses | 193,000 | 565,000 | 939,000 | 552,000 |
| Securities available for sale | 3,423,000 | 8,539,000 | 13,498,000 | 11,970,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,360,000 | 60,035,000 | 63,428,000 | 81,226,000 |
| Interest-bearing deposits | 52,660,000 | 55,889,000 | 59,106,000 | 75,044,000 |
| Noninterest-bearing deposits | 4,700,000 | 4,146,000 | 4,322,000 | 6,182,000 |
| Equity capital | 7,850,000 | 8,075,000 | 8,461,000 | 8,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,565,000 | 2,424,000 | 3,347,000 |
| Interest expense | 343,000 | 693,000 | 1,055,000 | 1,431,000 |
| Net interest income | 393,000 | 872,000 | 1,369,000 | 1,916,000 |
| Noninterest income | 71,000 | 131,000 | 168,000 | 229,000 |
| Noninterest expense | 464,000 | 941,000 | 1,414,000 | 1,928,000 |
| Provision for loan losses | 1,108,000 | 1,633,000 | 1,991,000 | 1,991,000 |
| Pretax income | -1,052,000 | -1,515,000 | -1,812,000 | -1,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,052,000 | -1,515,000 | -1,812,000 | -1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,775,000 | 5,119,000 | 5,394,000 | 5,455,000 |
| Total capital | 4,968,000 | 6,184,000 | 6,626,000 | 6,507,000 |
| Risk-weighted assets | 52,605,000 | 55,551,000 | 58,381,000 | 66,541,000 |