Call reports 2008
FIDELITY BANK — 2008
What FIDELITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,246,000 | 77,763,000 | 72,924,000 | 70,475,000 |
| Total loans | 47,528,000 | 52,172,000 | 52,084,000 | 50,685,000 |
| Allowance for loan losses | 429,000 | 429,000 | 216,000 | 193,000 |
| Securities available for sale | 20,001,000 | 18,017,000 | 12,059,000 | 9,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,026,000 | 55,937,000 | 54,850,000 | 58,895,000 |
| Interest-bearing deposits | 56,140,000 | 50,651,000 | 49,991,000 | 54,651,000 |
| Noninterest-bearing deposits | 5,886,000 | 5,286,000 | 4,859,000 | 4,244,000 |
| Equity capital | 8,904,000 | 8,585,000 | 8,949,000 | 8,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,028,000 | 2,996,000 | 3,868,000 |
| Interest expense | 595,000 | 1,091,000 | 1,612,000 | 1,891,000 |
| Net interest income | 447,000 | 937,000 | 1,384,000 | 1,977,000 |
| Noninterest income | 53,000 | 110,000 | 187,000 | 120,000 |
| Noninterest expense | 444,000 | 920,000 | 1,380,000 | 1,854,000 |
| Provision for loan losses | 448,000 | 413,000 | 1,213,000 | 1,213,000 |
| Pretax income | -392,000 | -286,000 | -1,022,000 | -970,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -392,000 | -286,000 | -1,022,000 | -970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,575,000 | 5,487,000 | 5,859,000 | 5,821,000 |
| Total capital | 6,004,000 | 5,916,000 | 6,075,000 | 6,014,000 |
| Risk-weighted assets | 52,683,000 | 56,428,000 | 55,319,000 | 55,115,000 |