Call reports 2007
FIDELITY BANK — 2007
What FIDELITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,634,000 | 74,754,000 | 75,951,000 | 81,163,000 |
| Total loans | 43,798,000 | 48,792,000 | 46,596,000 | 47,193,000 |
| Allowance for loan losses | 360,000 | 363,000 | 363,000 | 364,000 |
| Securities available for sale | 12,779,000 | 13,991,000 | 14,440,000 | 27,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,886,000 | 64,203,000 | 64,810,000 | 68,465,000 |
| Interest-bearing deposits | 52,633,000 | 59,913,000 | 60,329,000 | 63,387,000 |
| Noninterest-bearing deposits | 4,253,000 | 4,290,000 | 4,481,000 | 5,078,000 |
| Equity capital | 7,993,000 | 7,856,000 | 8,300,000 | 8,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,219,000 | 3,547,000 | 4,793,000 |
| Interest expense | 570,000 | 1,202,000 | 1,879,000 | 2,548,000 |
| Net interest income | 502,000 | 1,017,000 | 1,668,000 | 2,245,000 |
| Noninterest income | 42,000 | 84,000 | 131,000 | 163,000 |
| Noninterest expense | 367,000 | 799,000 | 1,243,000 | 1,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 302,000 | 556,000 | 681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 302,000 | 556,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,947,000 | 4,873,000 | 5,196,000 | 5,328,000 |
| Total capital | 5,307,000 | 5,236,000 | 5,559,000 | 5,692,000 |
| Risk-weighted assets | 48,262,000 | 53,803,000 | 52,601,000 | 53,347,000 |