Call reports 2006
FIDELITY BANK — 2006
What FIDELITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,120,000 | 63,618,000 | 62,961,000 | 70,528,000 |
| Total loans | 46,700,000 | 46,273,000 | 45,835,000 | 44,699,000 |
| Allowance for loan losses | 373,000 | 374,000 | 374,000 | 359,000 |
| Securities available for sale | 6,929,000 | 6,794,000 | 7,755,000 | 11,110,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,558,000 | 52,934,000 | 52,085,000 | 59,653,000 |
| Interest-bearing deposits | 45,429,000 | 5,012,000 | 47,946,000 | 55,414,000 |
| Noninterest-bearing deposits | 4,129,000 | 47,922,000 | 4,139,000 | 4,239,000 |
| Equity capital | 7,951,000 | 8,070,000 | 8,210,000 | 8,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,995,000 | 3,051,000 | 4,127,000 |
| Interest expense | 376,000 | 819,000 | 1,315,000 | 1,867,000 |
| Net interest income | 519,000 | 1,176,000 | 1,736,000 | 2,260,000 |
| Noninterest income | 33,000 | 69,000 | 108,000 | 151,000 |
| Noninterest expense | 339,000 | 675,000 | 1,002,000 | 1,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 570,000 | 842,000 | 1,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 570,000 | 842,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,965,000 | 5,114,000 | 5,187,000 | 5,178,000 |
| Total capital | 5,338,000 | 5,488,000 | 5,561,000 | 5,537,000 |
| Risk-weighted assets | 46,605,000 | 48,208,000 | 47,789,000 | 49,168,000 |