Call reports 2002
FIDELITY BANK — 2002
What FIDELITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,243,000 | 55,135,000 | 54,820,000 | 57,967,000 |
| Total loans | 12,210,000 | 28,628,000 | 27,541,000 | 26,645,000 |
| Allowance for loan losses | 191,000 | 896,000 | 904,000 | 539,000 |
| Securities available for sale | 3,000 | 14,500,000 | 781,000 | 9,555,000 |
| Securities held to maturity | 2,330,000 | 2,212,000 | 1,984,000 | 1,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,121,000 | 47,257,000 | 46,581,000 | 50,107,000 |
| Interest-bearing deposits | 13,633,000 | 43,594,000 | 42,853,000 | 46,488,000 |
| Noninterest-bearing deposits | 1,488,000 | 3,663,000 | 3,728,000 | 3,619,000 |
| Equity capital | 2,005,000 | 7,597,000 | 7,914,000 | 7,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 306,000 | 1,030,000 | 1,671,000 |
| Interest expense | 116,000 | 147,000 | 503,000 | 830,000 |
| Net interest income | 167,000 | 159,000 | 527,000 | 841,000 |
| Noninterest income | 32,000 | 18,000 | 55,000 | 94,000 |
| Noninterest expense | 146,000 | 120,000 | 434,000 | 801,000 |
| Provision for loan losses | 2,000 | 675,000 | 676,000 | 972,000 |
| Pretax income | 51,000 | -618,000 | -144,000 | -458,000 |
| Income tax | 17,000 | -357,000 | -357,000 | -357,000 |
| Net income | 34,000 | -261,000 | 213,000 | -101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,005,000 | 4,135,000 | 4,616,000 | 4,309,000 |
| Total capital | 2,146,000 | 4,513,000 | 4,988,000 | 4,687,000 |
| Risk-weighted assets | 11,193,000 | 29,620,000 | 29,077,000 | 29,882,000 |