Call reports 2001
FIDELITY BANK — 2001
What FIDELITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,755,000 | 18,270,000 | 18,127,000 | 20,627,000 |
| Total loans | 13,945,000 | 13,881,000 | 13,625,000 | 12,655,000 |
| Allowance for loan losses | 115,000 | 120,000 | 184,000 | 188,000 |
| Securities available for sale | 74,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 810,000 | 810,000 | 800,000 | 1,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,673,000 | 16,132,000 | 16,031,000 | 18,542,000 |
| Interest-bearing deposits | 13,328,000 | 14,614,000 | 14,592,000 | 16,964,000 |
| Noninterest-bearing deposits | 2,345,000 | 1,518,000 | 1,439,000 | 1,578,000 |
| Equity capital | 1,914,000 | 1,957,000 | 1,932,000 | 1,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 699,000 | 1,030,000 | 1,358,000 |
| Interest expense | 155,000 | 324,000 | 500,000 | 665,000 |
| Net interest income | 203,000 | 375,000 | 530,000 | 693,000 |
| Noninterest income | 22,000 | 54,000 | 84,000 | 118,000 |
| Noninterest expense | 124,000 | 241,000 | 368,000 | 500,000 |
| Provision for loan losses | 0 | 23,000 | 118,000 | 124,000 |
| Pretax income | 101,000 | 165,000 | 128,000 | 187,000 |
| Income tax | 34,000 | 56,000 | 43,000 | 63,000 |
| Net income | 67,000 | 109,000 | 85,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,914,000 | 1,957,000 | 1,932,000 | 1,971,000 |
| Total capital | 2,029,000 | 2,077,000 | 2,086,000 | 2,124,000 |
| Risk-weighted assets | 12,432,000 | 12,435,000 | 12,292,000 | 12,215,000 |