Call reports 2009
STATEWIDE BANK — 2009
What STATEWIDE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 273,195,000 | 254,186,000 | 253,929,000 | 243,215,000 |
| Total loans | 180,560,000 | 173,142,000 | 164,306,000 | 156,753,000 |
| Allowance for loan losses | 3,437,000 | 3,931,000 | 5,885,000 | 5,381,000 |
| Securities available for sale | 39,622,000 | 47,561,000 | 54,917,000 | 52,235,000 |
| Securities held to maturity | 10,470,000 | 6,675,000 | 4,322,000 | 3,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,303,000 | 205,321,000 | 213,222,000 | 207,821,000 |
| Interest-bearing deposits | 201,525,000 | 187,622,000 | 196,577,000 | 193,652,000 |
| Noninterest-bearing deposits | 16,778,000 | 17,699,000 | 16,645,000 | 14,169,000 |
| Equity capital | 22,155,000 | 18,263,000 | 15,381,000 | 13,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,925,000 | 7,629,000 | 11,193,000 | 14,512,000 |
| Interest expense | 1,785,000 | 3,392,000 | 4,832,000 | 6,106,000 |
| Net interest income | 2,140,000 | 4,237,000 | 6,361,000 | 8,406,000 |
| Noninterest income | 923,000 | 1,187,000 | 1,461,000 | 1,731,000 |
| Noninterest expense | 2,289,000 | 4,817,000 | 7,508,000 | 10,315,000 |
| Provision for loan losses | 0 | 1,853,000 | 4,343,000 | 6,961,000 |
| Pretax income | 511,000 | -6,466,000 | -11,657,000 | -14,818,000 |
| Income tax | 75,000 | -2,462,000 | -4,197,000 | -5,295,000 |
| Net income | 436,000 | -4,004,000 | -7,460,000 | -9,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,383,000 | 12,873,000 | 7,733,000 | 4,708,000 |
| Total capital | 21,921,000 | 15,214,000 | 10,108,000 | 7,760,000 |
| Risk-weighted assets | 201,614,000 | 185,687,000 | 186,529,000 | 241,805,000 |