Call reports 2008
STATEWIDE BANK — 2008
What STATEWIDE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 280,839,000 | 272,211,000 | 267,392,000 | 275,210,000 |
| Total loans | 208,500,000 | 203,722,000 | 193,925,000 | 188,200,000 |
| Allowance for loan losses | 4,062,000 | 4,837,000 | 4,256,000 | 4,136,000 |
| Securities available for sale | 36,416,000 | 32,195,000 | 33,719,000 | 40,977,000 |
| Securities held to maturity | 10,199,000 | 10,548,000 | 6,113,000 | 10,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,640,000 | 213,264,000 | 213,109,000 | 219,321,000 |
| Interest-bearing deposits | 218,262,000 | 191,705,000 | 193,686,000 | 197,604,000 |
| Noninterest-bearing deposits | 23,378,000 | 21,559,000 | 19,423,000 | 21,717,000 |
| Equity capital | 15,993,000 | 15,117,000 | 17,464,000 | 21,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,140,000 | 10,011,000 | 14,364,000 | 18,238,000 |
| Interest expense | 2,381,000 | 4,568,000 | 6,531,000 | 8,418,000 |
| Net interest income | 2,759,000 | 5,443,000 | 7,833,000 | 9,820,000 |
| Noninterest income | 391,000 | 4,550,000 | 4,413,000 | 4,649,000 |
| Noninterest expense | 3,067,000 | 6,594,000 | 9,287,000 | 11,933,000 |
| Provision for loan losses | 44,000 | 820,000 | 623,000 | 623,000 |
| Pretax income | -1,854,000 | -797,000 | -5,479,000 | -1,326,000 |
| Income tax | -623,000 | -162,000 | -1,706,000 | -481,000 |
| Net income | -1,231,000 | -635,000 | -3,773,000 | -845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,121,000 | 17,158,000 | 17,419,000 | 18,436,000 |
| Total capital | 18,890,000 | 19,873,000 | 20,120,000 | 21,080,000 |
| Risk-weighted assets | 220,251,000 | 215,070,000 | 214,530,000 | 209,602,000 |