Call reports 2007
STATEWIDE BANK — 2007
What STATEWIDE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 259,977,000 | 263,726,000 | 294,219,000 | 285,901,000 |
| Total loans | 160,904,000 | 176,146,000 | 203,334,000 | 207,163,000 |
| Allowance for loan losses | 2,982,000 | 3,056,000 | 3,268,000 | 4,103,000 |
| Securities available for sale | 55,521,000 | 50,979,000 | 44,333,000 | 46,727,000 |
| Securities held to maturity | 2,588,000 | 6,309,000 | 17,125,000 | 12,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,167,000 | 230,555,000 | 262,135,000 | 242,823,000 |
| Interest-bearing deposits | 203,081,000 | 181,646,000 | 236,977,000 | 223,752,000 |
| Noninterest-bearing deposits | 22,086,000 | 48,909,000 | 25,158,000 | 19,071,000 |
| Equity capital | 26,678,000 | 25,206,000 | 23,726,000 | 19,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,796,000 | 9,614,000 | 15,117,000 | 20,558,000 |
| Interest expense | 2,220,000 | 4,510,000 | 7,079,000 | 9,675,000 |
| Net interest income | 2,576,000 | 5,104,000 | 8,038,000 | 10,883,000 |
| Noninterest income | 305,000 | 561,000 | 870,000 | 1,738,000 |
| Noninterest expense | 2,633,000 | 5,551,000 | 8,196,000 | 11,315,000 |
| Provision for loan losses | 326,000 | 590,000 | 1,843,000 | 2,365,000 |
| Pretax income | -78,000 | -476,000 | -1,131,000 | -6,698,000 |
| Income tax | -50,000 | -131,000 | -406,000 | -2,278,000 |
| Net income | -28,000 | -345,000 | -725,000 | -4,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,240,000 | 24,030,000 | 22,336,000 | 17,432,000 |
| Total capital | 26,764,000 | 27,091,000 | 25,386,000 | 20,159,000 |
| Risk-weighted assets | 201,049,000 | 244,469,000 | 242,964,000 | 216,811,000 |