Call reports 2006
STATEWIDE BANK — 2006
What STATEWIDE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 213,941,000 | 246,957,000 | 256,265,000 | 269,086,000 |
| Total loans | 150,085,000 | 148,958,000 | 148,827,000 | 155,918,000 |
| Allowance for loan losses | 2,503,000 | 2,953,000 | 3,057,000 | 3,119,000 |
| Securities available for sale | 24,183,000 | 68,453,000 | 64,778,000 | 58,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,711,000 | 204,070,000 | 214,565,000 | 229,704,000 |
| Interest-bearing deposits | 156,136,000 | 186,485,000 | 194,878,000 | 210,495,000 |
| Noninterest-bearing deposits | 19,575,000 | 17,585,000 | 19,687,000 | 19,209,000 |
| Equity capital | 20,923,000 | 23,846,000 | 25,908,000 | 26,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,518,000 | 8,294,000 | 13,101,000 | 18,137,000 |
| Interest expense | 1,409,000 | 3,156,000 | 5,270,000 | 7,518,000 |
| Net interest income | 2,109,000 | 5,138,000 | 7,831,000 | 10,619,000 |
| Noninterest income | 136,000 | -268,000 | -377,000 | -181,000 |
| Noninterest expense | 1,478,000 | 3,432,000 | 5,771,000 | 8,236,000 |
| Provision for loan losses | 373,000 | 830,000 | 989,000 | 1,020,000 |
| Pretax income | 394,000 | 608,000 | 694,000 | 1,182,000 |
| Income tax | 33,000 | 226,000 | 256,000 | 115,000 |
| Net income | 361,000 | 382,000 | 438,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,571,000 | 22,261,000 | 23,308,000 | 24,229,000 |
| Total capital | 22,367,000 | 24,427,000 | 25,406,000 | 26,456,000 |
| Risk-weighted assets | 142,983,000 | 172,477,000 | 166,894,000 | 177,285,000 |