Call reports 2005
STATEWIDE BANK — 2005
What STATEWIDE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 107,361,000 | 128,466,000 | 136,763,000 | 177,634,000 |
| Total loans | 78,168,000 | 87,657,000 | 99,684,000 | 124,287,000 |
| Allowance for loan losses | 1,570,000 | 1,753,000 | 1,993,000 | 2,626,000 |
| Securities available for sale | 15,541,000 | 18,910,000 | 21,684,000 | 25,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,823,000 | 99,674,000 | 104,702,000 | 139,585,000 |
| Interest-bearing deposits | 75,107,000 | 90,889,000 | 95,376,000 | 126,699,000 |
| Noninterest-bearing deposits | 3,716,000 | 8,785,000 | 9,326,000 | 12,886,000 |
| Equity capital | 12,610,000 | 13,288,000 | 14,692,000 | 18,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 3,511,000 | 5,712,000 | 8,691,000 |
| Interest expense | 595,000 | 1,324,000 | 2,165,000 | 3,242,000 |
| Net interest income | 829,000 | 2,187,000 | 3,547,000 | 5,449,000 |
| Noninterest income | 208,000 | 168,000 | 292,000 | 442,000 |
| Noninterest expense | 1,119,000 | 2,381,000 | 4,080,000 | 5,892,000 |
| Provision for loan losses | 199,000 | 380,000 | 618,000 | 805,000 |
| Pretax income | -281,000 | -406,000 | -859,000 | -806,000 |
| Income tax | -97,000 | -138,000 | -301,000 | -282,000 |
| Net income | -184,000 | -268,000 | -558,000 | -524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,315,000 | 12,753,000 | 14,184,000 | 17,940,000 |
| Total capital | 12,277,000 | 13,856,000 | 15,439,000 | 19,465,000 |
| Risk-weighted assets | 75,574,000 | 87,614,000 | 99,653,000 | 120,900,000 |